3 Easy Investments You Can Start Today

Don't save money. Invest money. The former makes you lose value, the latter multiplies your money.

Technology has made investment easy. There are numerous apps and platforms that enable anyone to start investing today, right from your phone.

Your smartphone can either be an asset or a liability depending on how you use it. This article will try to make it an asset (Finger crossed).

Here are 3 easy investments you can start today


I’m not a financial advisor. All details shared in this article are for educational purposes only. Do your own research on any of the suggested apps/platforms before investing your hard-earned money.

All the platforms shared here are what I use personally. I’ll add my referral links to each of them so do use them so I get some coins 😌

1. Achieve App – (Mutual Funds & Stocks)

3 easy investments you can start today


  • Top up your account using your mobile money or bank card.
  • Funds are invested in Mutual funds (Stocks, bonds, and short-term debt) on your behalf the fund manager. You can read more about it on the app once you sign in.
  • You can deposit and withdraw your funds at any time. It’s one of the easiest ways to get started in investments in Ghana.

You need a minimum of just GHS5 to start. This makes it the easiest platform on this list. 


Use this link to signup and download the app. Available on iOS and Android:



2. Invest Your Crypto Stable Coins (USDT & BUSD)


Stablecoins are cryptocurrencies that attempt to peg their market value to some external reference. Stablecoins may be pegged to a currency like the U.S. dollar or to a commodity’s price such as gold. (Investopedia)


Buy stable coins (USDT on Binance) and hold (or stake). Binance is a good place to start. The dollar will always be higher than the cedis. It’s best to save your money in a foreign currency. Stablecoins like USDT and BUSD are great options to consider. The idea here is that, instead of letting your money sit ideal in the bank, in cedis, convert it to a foreign currency. The exchange rate will always be higher. Sell it in 3 to 6 months.


Use this link to download and signup for the Binance app. Available on iOS and Android


3. Stake BTC, ETH, and BNB

3 easy investments to start today

Just like using stable coins, you can simply stake these top 3 cryptocurrencies on Binance.

The advantage here is that, once these coins gain in value, you gain extra from the staking rewards. Moreover, if these coins drop in value, you still earn a little from the staking rewards. 

The interest ranges from 5% and above, depending on the rate Binance attaches to them

Ready to start? Signup to Binance with my link.

Leave a Reply

Your email address will not be published. Required fields are marked *